Track record · closed signal

Valley National Bancorp (VLY) — closed signal from July 29, 2026

Partial Published before the outcome was known, scored automatically when the window closed on October 27, 2026 — -1.2% at the close.

Predicted vs. what happened

VLY price · publication thesis → realized outcomesplit-adjusted
$14.35 Published $15.94 Target $14.17 Window close $15.03 Peak
$13.53 – $14.27Entry zone — fair-value band
$14.35Published — price the day we called it
$15.94Target — the price the thesis aimed for
$15.03Peak — highest point inside the window, not a realized return
$14.17Window close — end-of-window price, context only

What happened

Partial

Reached 40% of the predicted growth at its peak, without hitting the target.

At window close
-1.2%
realized, from the publication price to the last close inside the window
Peak gain
+4.8%
peak, from the publication price — not a realized return
S&P 500, same window
+5.8%
SPY over the identical days, dividend-adjusted
Window close
$14.17
last close inside the window, ended October 27, 2026
Peak price
$15.03
peak on August 14, 2026 — not a realized return
Days to target
—

The thesis — published July 29, 2026

Predicted growth
+12%
over the measurement window
Target price
$15.94
the price the thesis aimed for
Entry zone
$13.53 – $14.27
the fair-value band we waited for
Price at publication
$14.35
published July 29, 2026
Confidence
70%
how strongly the data lined up
Timeframe
Short-term (0–3 months)

Valley National shows clearer loan and deposit trends and slightly wider profit margins after a modest earnings shortfall. Management outlined efficiency plans using AI and set a year-end cost target, which gives a tangible plan to improve results. Credit quality and higher funding costs are the main risks, and light trading volume makes a recovery uncertain in the near term.

Primary drivers

  • Growing loans and deposits should improve operations and income
  • Cost-cutting and AI efficiency give a visible execution plan
  • Reasonable valuation and solid liquidity soften the recent earnings miss
  • Exposure to regional credit issues and higher funding costs limits confidence

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Share this receipt

A scored call, published before the outcome was known. Paste the link anywhere — it unfurls as the card above.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

See today’s picks All VLY signals