Zions Bancorporation (ZION) — closed signal from May 20, 2026
Target reached Published before the outcome was known, scored automatically when the window closed on August 18, 2026 — +17.3% at the close.
Predicted vs. what happened
What happened
Reached its target in 23 days.
The thesis — published May 20, 2026
Zions looks like a relatively safe regional bank: profits have held up, the company has plenty of cash and capital, and the stock trades cheaply for the level of risk. Recent loan, credit and dividend updates feel like steady business, not a big new growth trigger. Near-term outlook is calm but not aggressive because bank sentiment still reacts to interest-rate views.
Primary drivers
- Strong cash and capital help limit losses if conditions worsen
- Consistent profit performance shows reliable execution
- Loan and dividend news reflect routine, steady business activity
- Stock valuation looks reasonable given the bank's relative safety
How it played out
ZION: target reached in 23 days
Lyra published ZION at $60.48 with an expected gain of 11% and a $66.69 target. The thesis pointed to consistent profits, strong cash and capital, routine loan and dividend updates, and a reasonable valuation. It expected a calm near-term outlook rather than a major growth trigger.
The price reached the target in 23 days. It later peaked at $72.85 on July 16, a gain of 20.4%. ZION ended the window at $70.93, still above the target. The thesis played out and the stock exceeded the published expectation.
What happened during the window
On July 20, 2026, Zions reported second-quarter net earnings of $452 million and diluted earnings per share of $3.05.
Prices are shown split- and dividend-adjusted, matching what public charts show today.
Read the next call before it closes.
This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.