Track record · closed signal

Charles Schwab Corp (SCHW) — closed signal from May 12, 2026

Target reached Published before the outcome was known, scored automatically when the window closed on August 10, 2026 — +23% at the close.

Predicted vs. what happened

SCHW price · publication thesis → realized outcomesplit-adjusted

$84.00 – $89.00Entry zone — fair-value band

$87.77Published — price the day we called it

$104.45Target — the price the thesis aimed for

$109.32Peak — highest point inside the window, not a realized return

$107.99Window close — end-of-window price, context only

What happened

Target reached

Reached its target in 70 days.

At window close

+23%

realized, from the publication price to the last close inside the window

Peak gain

+24.6%

peak, from the publication price — not a realized return

S&P 500, same window

+5%

SPY over the identical days, dividend-adjusted

Window close

$107.99

last close inside the window, ended August 10, 2026

Peak price

$109.32

peak on August 10, 2026 — not a realized return

Days to target

The thesis — published May 12, 2026

Predicted growth

+19%

over the measurement window

Target price

$104.45

the price the thesis aimed for

Entry zone

$84.00 – $89.00

the fair-value band we waited for

Price at publication

$87.77

published May 12, 2026

Confidence

73%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

Schwab looks positioned for a financial-sector comeback: sales and earnings have been solid, the stock trades at a reasonable price, and the company's finances are healthier than many peers that are sensitive to interest rates. Visible product lineup and ETF strength keep the business relevant, though lower crypto fees and recent insider sales justify caution. The key is whether customer money flows stabilize.

Primary drivers

Large, diversified brokerage and wealth business
Consistent earnings and a reasonable valuation
Relatively strong balance sheet among peers
Price looks pulled back, needs asset-flow improvement

How it played out

SCHW: target reached in 70 days

Lyra published SCHW at $87.77 with expected growth of 19% and a $104.45 target. The thesis pointed to Schwab's diversified brokerage and wealth business, consistent earnings, reasonable valuation, balance sheet strength, product lineup, and ETF presence. It also said customer money flows needed to stabilize.

The stock reached the target in 70 days. It peaked at $109.32 on August 10, a gain of 24.6%, and ended the window at $107.99. The peak and closing price were both above the target. The thesis played out.

What happened during the window

On June 2, Schwab announced trading-platform updates, including select cryptocurrency futures and broader fractional trading. On July 21, the company reported second-quarter net revenue of $7.1 billion and net income of $2.8 billion.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

See today’s picks All SCHW signals