Track record · closed signal

Synovus Financial Corp. (SNV) — closed signal from July 25, 2025

Missed Published before the outcome was known, scored automatically when the window closed on October 23, 2025 — -19.3% at the close.

Predicted vs. what happened

SNV price · publication thesis → realized outcomesplit-adjusted

$53.37 – $56.28Entry zone — fair-value band

$55.87Published — price the day we called it

$66.05Target — the price the thesis aimed for

$52.24Peak — highest point inside the window, not a realized return

$45.08Window close — end-of-window price, context only

What happened

Missed

Never rose above the publication price inside the window.

At window close

-19.3%

realized, from the publication price to the last close inside the window

Peak gain

-6.5%

peak, from the publication price — not a realized return

S&P 500, same window

+5.7%

SPY over the identical days, dividend-adjusted

Window close

$45.08

last close inside the window, ended October 23, 2025

Peak price

$52.24

peak on September 5, 2025 — not a realized return

Days to target

—

The thesis — published July 25, 2025

Predicted growth

+20%

over the measurement window

Target price

$66.05

the price the thesis aimed for

Entry zone

$53.37 – $56.28

the fair-value band we waited for

Price at publication

$55.87

published July 25, 2025

Confidence

85%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

The planned $8.6 billion merger with Pinnacle would form a larger Sun Belt bank with about $182 billion in assets, and management expects earnings per share to climb roughly 10% by 2027. After the news, the stock fell 9%, bringing the price close to the bank’s tangible book value, a common yardstick for worth. Trading data shows lots more people are buying than usual. Detailed cost-saving plans and formal filings coming this quarter could push the shares toward $66 within three months.

Primary drivers

Merger expected to lift earnings per share about 10% once cost savings kick in.
Trading activity shows more buyers than sellers even after the recent drop.
Strong population and business growth in the Sun Belt should boost new loans.
Shares trade at about 1.2 times book value, cheaper than many similar banks.

How it played out

SNV: target never reached

Lyra published SNV at 55.87 on 2025-07-25. The thesis expected 20% growth toward 66.05. It pointed to the planned merger with Pinnacle, expected earnings per share growth of about 10% by 2027, stronger trading activity, Sun Belt growth, and a valuation near 1.2 times book value.

Inside the window, SNV did not reach the target. Its peak was 52.24 on 2025-09-05, with a peak gain of -6.5%. The stock ended the window at 45.08. The thesis missed. The expected recovery never showed up in the measured price path.

What happened during the window

On 2025-07-25, Barron's reported that Pinnacle Financial Partners and Synovus had agreed to an $8.6 billion all-stock merger. The article said the deal valued Synovus at $61.18 per share and was expected to add 21% to Pinnacle's operating earnings per share by 2027.

Pinnacle, Synovus Agree to $8.6 Billion Regional Bank Deal. Investors Really Don't Like It.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

See today’s picks All SNV signals