Track record · closed signal

Zions Bancorporation, N.A. (ZION) — closed signal from January 21, 2026

Partial Published before the outcome was known, scored automatically when the window closed on April 21, 2026 — +0.7% at the close.

Predicted vs. what happened

ZION price · publication thesis → realized outcomesplit-adjusted

$59.50 – $62.50Entry zone — fair-value band

$61.59Published — price the day we called it

$68.98Target — the price the thesis aimed for

$66.18Peak — highest point inside the window, not a realized return

$62.02Window close — end-of-window price, context only

What happened

Partial

Reached 63% of the predicted growth at its peak, without hitting the target.

At window close

+0.7%

realized, from the publication price to the last close inside the window

Peak gain

+7.5%

peak, from the publication price — not a realized return

S&P 500, same window

+3%

SPY over the identical days, dividend-adjusted

Window close

$62.02

last close inside the window, ended April 21, 2026

Peak price

$66.18

peak on February 6, 2026 — not a realized return

Days to target

—

The thesis — published January 21, 2026

Predicted growth

+12%

over the measurement window

Target price

$68.98

the price the thesis aimed for

Entry zone

$59.50 – $62.50

the fair-value band we waited for

Price at publication

$61.59

published January 21, 2026

Confidence

80%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

Zions reported a strong quarter and has more capital now, which makes investors more confident in regional banks. Management suggested bigger payouts to shareholders next year, giving the stock a clear reason to be revalued higher. Interest rate changes can move the stock a lot, so buying near established support is safer.

Primary drivers

Better quarterly profit and stronger capital position
Possible larger shareholder payouts in 2026
Improving sentiment for regional banks during earnings season
A clear price base gives defined buying levels

How it played out

ZION: thesis partly played out but missed the target

Lyra published ZION at $61.59 on 2026-01-21 with a short-term view for 12% growth. The thesis pointed to better quarterly profit, a stronger capital position, possible larger shareholder payouts in 2026, improving sentiment for regional banks during earnings season, and a clear price base near the entry zone of $59.50 to $62.50.

Inside the window, ZION rose to a peak of $66.18 on 2026-02-06, a 7.5% gain. It stayed below the $68.98 target and never reached it. By 2026-04-21, it ended at $62.02. The thesis partly played out, but the target missed.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

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