Track record · closed signal

The Charles Schwab Corporation (SCHW) — closed signal from January 15, 2026

Partial Published before the outcome was known, scored automatically when the window closed on April 15, 2026.

Predicted vs. what happened

SCHW price · publication thesis → realized outcomesplit-adjusted
$102.69 Published $118.09 Target $100.27 Window close $107.49 Peak
$100.00 – $103.00Entry zone — fair-value band
$102.69Published — price the day we called it
$118.09Target — the price the thesis aimed for
$107.49Peak — highest point inside the window, not a realized return
$100.27Window close — end-of-window price, context only

What happened

Partial

Reached 31% of the predicted growth at its peak, without hitting the target.

Peak price
$107.49
peak on February 10, 2026 — not a realized return
Peak gain
+4.7%
peak, from the publication price
Window close
$100.27
end-of-window price, context only
Days to target
Window
January 15, 2026 – April 15, 2026

The thesis — published January 15, 2026

Predicted growth
+15%
over the measurement window
Target price
$118.09
the price the thesis aimed for
Entry zone
$100.00 – $103.00
the fair-value band we waited for
Price at publication
$102.69
published January 15, 2026
Confidence
72%
how strongly the data lined up
Timeframe
Short-term (0–3 months)

Earnings are scheduled next week and Wall Street expects stronger results. That report could quickly push the stock up or down, resolving the current sideways trading. Because the outcome is uncertain, the recommendation is to buy only near identified support levels and keep position size modest. Watch for a clear follow-through after the report; volatility is the main risk.

Primary drivers

  • Earnings next week could quickly change the stock price
  • If results meet expectations, the stock can move higher
  • Brokerage revenue reacts strongly to market conditions after earnings
  • Buying near support limits losses if the report disappoints

How it played out

SCHW: the target was not reached

Lyra published SCHW on 2026-01-15 at 102.69 with expected growth of 15%. The thesis pointed to earnings next week, the chance that stronger results could move the stock higher, brokerage revenue tied to market conditions after earnings, and buying near support to limit losses if the report disappointed.

Inside the window, SCHW peaked at 107.49 on 2026-02-10, a 4.7% gain. That was below the 118.09 target. It never got there. By 2026-04-15, the stock ended at 100.27. The thesis only partially played out, because the stock rose for a while but missed the target and finished below the publication price.

What happened during the window

On 2026-01-21, Charles Schwab reported fourth-quarter results. Investors.com said adjusted earnings were 1.39 a share and revenue was 6.336 billion. The same report said both figures narrowly missed analyst expectations.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

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This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.