Track record · closed signal

The Charles Schwab Corporation (SCHW) — closed signal from November 15, 2025

Target reached Published before the outcome was known, scored automatically when the window closed on February 13, 2026.

Predicted vs. what happened

SCHW price · publication thesis → realized outcomesplit-adjusted

$92.50 – $95.00Entry zone — fair-value band

$94.39Published — price the day we called it

$107.60Target — the price the thesis aimed for

$107.49Peak — highest point inside the window, not a realized return

$93.72Window close — end-of-window price, context only

What happened

Target reached

Hit or exceeded the predicted growth inside the window.

Peak price

$107.49

peak on February 10, 2026 — not a realized return

Peak gain

+13.9%

peak, from the publication price

Window close

$93.72

end-of-window price, context only

Days to target

—

Window

November 15, 2025 – February 13, 2026

The thesis — published November 15, 2025

Predicted growth

+14%

over the measurement window

Target price

$107.60

the price the thesis aimed for

Entry zone

$92.50 – $95.00

the fair-value band we waited for

Price at publication

$94.39

published November 15, 2025

Confidence

77%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

Schwab is gaining new money, and calmer interest rates help its banking profits stay steadier. Reports show $44B of new client assets in October, which confirms momentum. Price trends are healing, with the recent average price flattening to slightly improving and signs that more buyers are stepping in. With individual investors staying active, the stock could grind higher over the next 3 months, pointing to a steady climb rather than a sharp jump.

Primary drivers

October brought $44B of new client money, showing strong momentum.
More buyers stepping in and the recent average price improving.
Calmer interest rates reduce pressure on the bank's profit margin on cash.
Active individual investors help keep money coming onto the platform.

How it played out

SCHW: peaked just under target, then faded

Lyra published SCHW at 94.39 on 2025-11-15 with a short-term thesis for 14% expected growth. The thesis pointed to $44B of new client assets in October, improving price trends, calmer interest rates, and active individual investors keeping money on the platform.

Inside the window from 2025-11-15 to 2026-02-13, SCHW rose as high as 107.49 on 2026-02-10, a 13.9% peak gain. The target was 107.60, so it stayed below the target. It ended at 93.72. The thesis came close on price, but it did not fully play out.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

See today’s picks All SCHW signals