Track record · closed signal

Wells Fargo & Company (WFC) — closed signal from October 21, 2025

Near target Published before the outcome was known, scored automatically when the window closed on January 19, 2026 — +2.1% at the close.

Predicted vs. what happened

WFC price · publication thesis → realized outcomesplit-adjusted

$84.11 – $86.59Entry zone — fair-value band

$86.59Published — price the day we called it

$97.33Target — the price the thesis aimed for

$97.76Peak — highest point inside the window, not a realized return

$88.38Window close — end-of-window price, context only

What happened

Near target

Came within reach: 99% of the predicted growth at its peak, just short of the target.

At window close

+2.1%

realized, from the publication price to the last close inside the window

Peak gain

+12.9%

peak, from the publication price — not a realized return

S&P 500, same window

+3.3%

SPY over the identical days, dividend-adjusted

Window close

$88.38

last close inside the window, ended January 19, 2026

Peak price

$97.76

peak on January 5, 2026 — not a realized return

Days to target

—

The thesis — published October 21, 2025

Predicted growth

+13%

over the measurement window

Target price

$97.33

the price the thesis aimed for

Entry zone

$84.11 – $86.59

the fair-value band we waited for

Price at publication

$86.59

published October 21, 2025

Confidence

72%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

Wells Fargo's stock has been climbing, with lots more people buying than usual and a healthy recent average price. Q3 revenue was $21.44B, above forecasts, and other big banks did well too, which helps. A customer fraud headline is a watch item, but the sector looks sturdy. Buying dips could work over the next 0-3 months as the path for interest rates becomes clearer and the stock aims for a gradual climb.

Primary drivers

Quarter 3 revenue was $21.44B, coming in higher than experts expected.
Buying interest is strong and the recent average price trend looks healthy.
Big banks overall reported steady, better-than-feared earnings results.
There was a customer fraud headline; watch for updates, impact appears limited.

How it played out

WFC: peak cleared the target, but finish faded

Lyra published WFC at $86.59 on 2025-10-21 for a short-term window ending 2026-01-19. The thesis expected 13% growth toward $97.33. It pointed to Q3 revenue of $21.44B, strong buying interest, a healthy recent average price trend, steady results from large banks, and a customer fraud headline to watch.

Inside the window, WFC peaked at $97.76 on 2026-01-05, with a peak gain of 12.9%. That price was above the target. It did not hold the move. The signal ended at $88.38, still above the $86.59 publication price but well below the peak. The thesis partially played out.

What happened during the window

On 2026-01-14, Wells Fargo reported fourth-quarter results. MarketWatch reported adjusted earnings per share of $1.76 and revenue of $21.3 billion. The same report said the bank set a 2028 return on tangible common equity target of 17% to 18%.

Wells Fargo comes up short on revenue as it sets new profit target

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

See today’s picks All WFC signals