Track record · closed signal

Zions Bancorporation, N.A. (ZION) — closed signal from October 5, 2025

Partial Published before the outcome was known, scored automatically when the window closed on January 3, 2026.

Predicted vs. what happened

ZION price · publication thesis → realized outcomesplit-adjusted

$55.04 – $56.52Entry zone — fair-value band

$56.44Published — price the day we called it

$65.47Target — the price the thesis aimed for

$60.77Peak — highest point inside the window, not a realized return

$59.25Window close — end-of-window price, context only

What happened

Partial

Reached 45% of the predicted growth at its peak, without hitting the target.

Peak price

$60.77

peak on December 22, 2025 — not a realized return

Peak gain

+7.7%

peak, from the publication price

Window close

$59.25

end-of-window price, context only

Days to target

—

Window

October 5, 2025 – January 3, 2026

The thesis — published October 5, 2025

Predicted growth

+17%

over the measurement window

Target price

$65.47

the price the thesis aimed for

Entry zone

$55.04 – $56.52

the fair-value band we waited for

Price at publication

$56.44

published October 5, 2025

Confidence

71%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

Zions may rebound in the near term after a sharp drop, supported by solid business results and a rising dividend. Investor mood is strong, and the bank just raised its payout and beat revenue expectations. Use small downside limits and add only if the price starts rising again after dips. In the next 0-3 months, a move toward its recent average price is possible if rates settle; loan trends and market swings remain the main risks. Take profits on strength.

Primary drivers

Dividend increased and sales beat forecasts, showing business strength
Investor mood is strong even after the recent drop in the share price
Recent drop looks overdone, making a short-term bounce more likely
Future depends on interest rates and how well borrowers repay loans

How it played out

ZION: rebound came, target was not reached

Lyra published ZION at 56.44 on 2025-10-05 with a short-term thesis for 17% growth toward 65.47. The thesis pointed to a higher dividend, sales above forecasts, strong investor mood after a recent drop, and a possible rebound if rates settled. It also named loan trends and market swings as risks.

Inside the window from 2025-10-05 to 2026-01-03, ZION rose but did not reach 65.47. The peak was 60.77 on 2025-12-22, a 7.7% gain. It ended at 59.25. The rebound part played out, but the target did not. Partial hit.

What happened during the window

On 2025-10-20, Zions reported third-quarter profit of $221 million, or $1.48 per share. Net interest income was $672 million. On 2025-10-16, Zions disclosed a $50 million loss on two commercial loans and said it would take a $60 million provision for credit losses in third-quarter results.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

Read the next call before it closes.

This is one signal, scored after the fact. Today’s picks come with the same plain-language thesis — published before anyone knows the outcome.

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