Track record · closed signal

Zions Bancorporation, N.A. (ZION) — closed signal from September 27, 2025

Partial Published before the outcome was known, scored automatically when the window closed on December 26, 2025.

Predicted vs. what happened

ZION price · publication thesis → realized outcomesplit-adjusted

$55.53 – $56.81Entry zone — fair-value band

$57.05Published — price the day we called it

$65.04Target — the price the thesis aimed for

$60.77Peak — highest point inside the window, not a realized return

$59.51Window close — end-of-window price, context only

What happened

Partial

Reached 43% of the predicted growth at its peak, without hitting the target.

Peak price

$60.77

peak on December 22, 2025 — not a realized return

Peak gain

+6.5%

peak, from the publication price

Window close

$59.51

end-of-window price, context only

Days to target

—

Window

September 27, 2025 – December 26, 2025

The thesis — published September 27, 2025

Predicted growth

+15%

over the measurement window

Target price

$65.04

the price the thesis aimed for

Entry zone

$55.53 – $56.81

the fair-value band we waited for

Price at publication

$57.05

published September 27, 2025

Confidence

72%

how strongly the data lined up

Timeframe

Short-term (0–3 months)

Zions looks like a bank stock that fell too far and is starting to recover. Recent results showed Q2 sales came in better than expected, and an independent service rates it well (Rank 2, Value grade A), which attracts value-focused buyers. With upbeat mood and a reasonable price tag, buying near the lower end of its recent range aims for a move back toward earlier levels in 1-3 months, while watching interest-rate and credit news.

Primary drivers

Q2 sales were higher than expected, showing the business is holding up
Price is turning up and the recent average price trend is improving
Investor mood is positive and the stock looks reasonably priced
A steadier economy and rates tend to help regional banks like this

How it played out

ZION: target was not reached

Lyra published ZION at 57.05 on September 27, 2025, with expected growth of 15% over a short-term window. The thesis pointed to better-than-expected Q2 sales, an improving price trend, positive investor mood, a reasonable valuation, and a steadier economy and rates as helpful for regional banks.

Inside the window, ZION rose but stayed below the 65.04 target. The peak was 60.77 on December 22, 2025, with a peak gain of 6.5%. It never got there. The stock ended the window at 59.51, above the publication price but short of the target. The thesis partially played out.

What happened during the window

On October 16, 2025, MarketWatch reported that Zions disclosed a 50 million loss on two commercial loans and planned a 60 million provision for credit losses. On October 20, 2025, The Wall Street Journal reported third-quarter profit of 221 million, or 1.48 per share, and net interest income of 672 million.

Prices are shown split- and dividend-adjusted, matching what public charts show today.

Lyra

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